Buy a Business With Owner Financing

Does the lousy job market have you looking for options? Have you always wanted to be your own boss? Now may be the perfect time to jump into small business ownership.

Did the thought of owning your own business just make you smile? Most people dream of owning a business but they allow negativity to get in the way. They chalk it up to a silly notion or a pipe dream. They try to rationalize it by saying they could never get the money to buy a business. That couldn’t be further from the truth because the majority of small business sales involve seller financing.

Why would a business owner finance the sale? Why not? If the business is solid and producing a profit then who knows better than the seller that the business is a solid investment. The current owner can see the value in holding the note.

Getting an all cash offer may sound great but then the seller needs to find someplace safe to invest the money. Until recently that wasn’t very difficult but now there are bank failures and the stock market is going up and down like a yo-yo. Keeping their money parked in a solid investment like a business note with a decent interest rate is quite attractive.

Selling for all cash is what so many people think a business owner wants but that isn’t always the case. If you are in the market to buy a business then look for owner financing as a way to realize your dream of being your own boss.

By: Rhonda Holland

About the Author:

Don’t let the credit crunch stop you from buying or selling a business. Business owner financing can help the seller as well as the buyer and the note can be sold for cash to a business note buyer either at closing or after it has been seasoned.

Create a video blog…instantly.

Business Money, Mentors and Motivation

If you are looking for money, mentors or motivation about growing your business this may be the most important article you will read this year. If your desire involves looking for a cash injection you had better make sure that your business is a great business idea to start with.

Generally investors won’t give you money unless this ingredient is at the fore. Investors come in different packages. There are “Business Angels” and “Venture Capitalists”. The best way to attract them is when you have a successful business or idea. Whether it is a start up or well established business is irrelevant most of the time.

Investors only want to know that if they invest in your business they will get a great return.

Business Angel

Angels are business people or investors with business experience who specialise in helping and advising startup business for a price. They are smart people experienced in what will work in business and will not give out money unless they think they are on a winner. Investments range from a once off payment of $10,000 up to $100,000.

Venture Capitalists

Venture Capitalists on the other hand are larger investors. They look at a minimum of $2 million over a period of time with injections of $200,000 to sustain the growth of the business. They don t often invest in start up businesses unless they have a substantial control in the financial situation and can see a substantial return on their investment within 2 years.

The minimum you will require to attract either of the investors mentioned is a detailed business plan outlining the reasons why the business is and will continue to be a success. Don’t go to them if you haven’t thought it out properly.

Tips to consider

Starting out in business is very risky. With over 75% of startup businesses failing in the first 3 years please consider these tips before you start:

· Be in a business you are passionate about

· Be experienced and know all about the business you want to be in

· Be prepared to work hard and long for the first 3 years

· Only involve people you trust who can do the tasks you direct them to do

· Be prepared to have sleepless nights

· Have a good mentor who is accessible

· Be prepared to take risks

By: Dan Cavalli

About the Author:

About the authorDan Cavalli is an entrepreneur and expert on small-business success. He teaches essential marketing tactics and sales techniques. Get your copy of Dan’s free subscription for Business and Personal Development Tips at or for your free 5 day mini-course on “How to Get More Sales in 5 Days or Less” go to

Create a video blog…instantly.

Distributing Business Gifts During Business Gatherings

If you plan to organize a business gathering for your clients as well as customers to promote your business, perhaps you will need to take into account several things to make your clients and customers pleased with your business, and also your arrangement. Many companies uses business gifts as their tool to promote easily their brand. Business gifts with the company’s brand or logo are given to the people who are present during business events, as they can please people and would get your company good publicity. The printed items that are given comes for free which easily impress any receiver. The scriptures in your business gifts should include the company’s name and logo so that each one who receives the gift will be reminded of your business.

There are many organization who uses promotional products as business gifts to expand their company and to make their clients stay with them. However, these give-aways should be useful and are in good quality so that your receivers would feel satisfied. Using useful and good quality business gifts is always best as they could last for longer time and are more efficient in attracting possible clients and customers. The different printed gifts have the brand name and logo imprinted on it which works like an advertising or promotional tool to publicized your business.

Your chosen business gifts should be able to create a link between your company and your receivers. They can serve as special presents for customers that may be distributed during trade shows and exhibitions. If you’d like to use them for your business gatherings, you have to make sure that the packaging is attractive and the items you use are of good quality. Remember, a good representation also leaves a good impression and can show that your company is really dedicated and have concern to your clients and customers, making a good reputation which is very important to promote the business.

Also, business gifts aren’t only for clients and customers, but for employees and executives as well. These are commonly given during Recognition and “Appreciation” Day. A company should set a budget for these events in order to buy business present for deserving employees and to appreciate bosses.

There are tons of different types of products available these days that you can use to promote your brand. The Internet can help you locate online stores that offer a massive range of promotional products which are available at nominal prices. You can find variety of products that are categorized into several categories and are available in different colors, designs, style, shapes and sizes so that you can easily take you pick. Popular promotional products available includes business mugs, notepads, logo pens, umbrellas, conference folders and numerous other products. For loyal clients and customers, gifts for them should somehow look elegant to show that their loyalty is appreciated. You may desk clocks, business totes, picture frames, photo albums and the likes. These beautiful business gifts made it easy for your loyal patrons to identify and remember not only your products and/or services but also the good relationship you have built with them.

By: Janet Verra

About the Author:

Janet is an author for a variety of lifestyle issues and topics. If you’re looking for retirement gift ideas, visit the website and browse their extensive collection. Get also business Christmas gift for your colleagues online!


Computer Repair – Business Pricing Advice For Smart Owners

For many computer repair business owners, pricing their services can be a tricky endeavor.  You have to consider pricing very carefully if you have your own business, or you risk not being taken seriously because your rates are too low.  Or perhaps you’re attracting price-sensitive clients looking for rock-bottom prices on commodity-type products and not real value-added services.

When it comes to setting pricing, the time for action is now.  If your back is up against the wall because your business cannot make a profit or worse yet, is unable to make ends meet, you more than likely procrastinated too long. When you don’t figure out pricing early on in the life of your business, you may also be seen as wishy-washy when you change your prices too frequently.

So If you want to have a successful as the owner of a computer repair business, make sure you price right the first time around so you can make a profit.  The following 4 pieces of advice can help you price wisely so you can make a profit.

Consider Your Pricing Strategy Before Start-Up.  Your pricing strategy should not be an afterthought, nor should it be taken lightly.  It is not something you can easily change later on, so making sure you have the correct pricing is absolutely critical even before you open the doors to your business. Your Pricing Should Be Something That Your Clients Can Count On.  Part of building a strong computer repairs business is building trust with your customers and clients and showing them that you will be there to solve their problems and respond to their needs.  If you change your mind on your hourly billing rates or how you are charging, your customers and clients are likely to resist and your credibility could be threatened.  If your prices change too much, you may lose valued customers and clients altogether. The Economy is Important to Pricing.  In a good economy, annual increases of five to fifteen percent are about as much as you can pass through without being seen as going overboard.  If you really make a mistake on pricing when you start your computer repairs business and find you need to pass along more than a $20 – $25 per hour increase to stay alive, you will probably be better off just replacing your customers and clients and starting from scratch.  Why?  Unless you’re exceptionally lucky, even your most loyal customers and clients will strongly resist a large hourly rate increase that seems out of left field. Understand the Cost of New Client Acquisition.  If your pricing absolutely must be changed in order to remain profitable, you will have to find new clients.  Don’t underestimate this great task.  New clients for your computer repairs business will have to be brought on board under the new pricing strategy … but at what cost?  Rather than incurring unnecessary costs, begin with the correct pricing strategy so you can pass along minor increases the same way any other type of business does. In this article, we talked about 4 simple but crucial pricing tips.  Learn more about how you can get great, steady, high-paying clients now at

Copyright (C) All Rights Reserved

By: Joshua Feinberg

About the Author: